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Tejas Express Explained: India's IRCTC-Run Premium Train

Updated 09 September 2026 · 4 min read

Tejas Express is often called India's "first private train" — which is only half true. Indian Railways still owns the tracks, locomotives, loco pilots and security. What's actually run differently is everything passenger-facing: ticketing, refunds, catering and housekeeping, all handled by IRCTC under a public-private partnership rather than the standard railway apparatus.

What Makes It Different

Travel Insurance — Genuinely Higher Than Standard

Every Tejas passenger gets free travel insurance, and this coverage has actually increased over time: current coverage runs up to ₹10 lakh for accidental death or permanent disability, up to ₹7.5 lakh for partial disability, and up to ₹2 lakh for hospitalisation expenses from an injury during the journey — a meaningfully higher payout than the standard railway insurance offered on regular trains.

The Delay-Refund Policy Has Changed

Tejas originally launched with a distinctive delay-compensation policy — ₹100 refund for delays over an hour, ₹250 for delays over two hours, paid automatically without needing to file anything. This has since been discontinued. IRCTC replaced the delay-refund mechanism with the higher insurance coverage described above, partly because of the volume of refunds triggered by fog-related delays on some routes. If you're booking Tejas expecting the old delay-refund policy, don't — check the current terms on IRCTC before you travel.

Cancellation Refund (Train Cancelled)

If the train itself is cancelled, Tejas passengers get an automatic full refund on confirmed and waitlisted e-tickets — no need to file a TDR or manually cancel, the refund processes on its own.

Where It Runs

Tejas currently operates on select routes including Lucknow–New Delhi and Ahmedabad–Mumbai, among others added since launch — check IRCTC for the current active route list, since Tejas services have expanded gradually rather than all launching at once.

Booking a Tejas trip? Find your booking-opening date with our free 60-day calculator.

Useful tools: IRCTC booking date calculator · advance reservation period (ARP)

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